Finance
Banks, Fintechs & Saccos
ML credit scoring, real-time AML monitoring, and regulatory reporting automation — built for banks, fintechs, microfinance institutions, and SACCOs.
Built to run the real work.
Every module in the Spot suite tuned to the specifics of finance. No plugin zoo. No configuration cliff.
Real-Time AML Transaction Monitoring
Every transaction is scored for money laundering risk patterns in under 10ms — flagged transactions are held for compliance review before settlement.
| TXN ID | AMOUNT | TYPE | TIME | RISK SCORE | AI REASONING |
|---|---|---|---|---|---|
| TXN-9841 | ₦40,200 | Mobile Transfer | 14:23 | 8% | Normal pattern — recurring payee |
| TXN-9842 | ₦287,500 | RTGS | 14:31 | 71%FLAGGED | Unusual amount • New beneficiary • Off-hours |
| TXN-9843 | ₦10,800 | POS | 14:35 | 5% | Consistent merchant history |
| TXN-9844 | ₦95,000 | Cash Deposit | 14:44 | 84%FLAGGED | Structuring pattern • 3rd deposit <24h |
From onboarding to audit-ready
Onboard
Customer signup with digital forms and consent capture.
Verify
KYC, AML and sanctions screening in one flow.
Transact
Ledger records every entry with real-time balances.
Report
Regulator-ready statements and audit trail on demand.
What teams say after ninety days.
“Spot handled our finance operations without a single training week – the team just moved in.”
Amara Okafor
Head of Operations, Meridian Group
“The reporting alone earned it a permanent spot. Every question I asked had an answer already waiting.”
David I.
Finance Director
“We stopped babysitting the software. It quietly did the work while we did ours..”
Ngozi E.
Managing Partner
See Spot for Finance in action
30-minute walkthrough with a product specialist. No slides — just your workflow.
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